Income Planning

What's a Program? A Go2Income Program is a plan for retirement income (“Plan”) developed by Go2Income that is built around one or more savings sources. It utilizes the Income Allocation planning method to allocate income among dividends, interest, withdrawals and annuity payments. Each program is designed to provide more income with less market risk and lower fees and income taxes than traditional retirement income plans. Current programs include the following

  • IRA2Income, focused on the income from your IRA or 401(k) savings
  • Funds2Income, focused on the income from your personal (after tax) savings
  • Savings2Income, focused on the combined income from both your qualified and personal (after-tax) savings.

Advisory Services. Golden Retirement, LLC has developed the Go2Income website and programs, and through its two subsidiaries, the 2Income Annuity Group and Golden Retirement Advisors, Inc, will work with you to put those programs in place to meet your personal circumstances and objectives. GRA and you will need to execute a Retirement Planning Agreement to define each parties responsibilities.

GRA will advise you on the design of one of the Go2Income's programs with the goal of maximizing your dependable, spendable income. A Go2Income program may integrate (1) investments in major savings sources, including Rollover IRAs, after-tax personal savings, equity in a primary residence, and fixed and variable deferred annuities, and (2) income annuities ("IA"). A program may incorporate all of your retirement savings or a single savings source.

By accessing the Income Allocation planning tools on the Go2Income website, you can develop a preliminary Plan on your own. An Advisor-Counselor is available to refine your Plan by utilizing advanced planning tools and Go2Income studies. You will have one-hour of complimentary consulting with an Advisor-Counselor (which can be taken in two 30-minute sessions) to refine a preliminary Plan or to develop one with you.

We also provide advice around the selection of Income Annuities, and ongoing plan management services, as discussed below.