This statement sets forth the Privacy Policy of Golden Retirement, LLC (“GR, LLC” or “We” or “us” or “our”) for the use of this website, along with the content tools, applications, forms, or other features (collectively, the “Website”) , and describes the practices that GR, LLC will follow with respect to the privacy of users of the website. This Privacy Policy does not apply to GR, LLC’s offline information collection activities. From time to time, we may change this Privacy Policy. For example, as we update and improve our service, new features may require modifications to the Privacy Policy. Accordingly, please check back periodically.

1. “Personally identifiable information” is information specifically about you that can be used to identify you, such as name, address, e-mail address, a user ID, or a credit card number.

2. Information Collection, Use and Distribution: We want you to understand what private information we collect about you, and how we use your private information. The nature of the services that we provide through our website requires that we collect and use information about you as more fully described below. We want to assure you that, except as otherwise provided in this Privacy Policy, we will not provide any of your private information to third parties other than to third parties working with GR, LLC to assist us. This assistance is to help us provide you the information and services that you request (including use of the applications and other features available on the site).

3. We may request that you voluntarily supply us with information, including your e-mail address, street address, telephone number or other information so that we may enhance your site visit, fulfill any requests or use Applications through our site, or follow up with you after your visit. Whether you provide any information is entirely up to you.

4. If you have voluntarily provided information, you consented to the collection and use of your personally identifiable information as described in this Privacy Policy. We do not sell or rent personally identifiable information collected through this site to anyone. Also, GR, LLC may provide aggregate statistics about visitors to our website, such as volume, traffic patterns, and related site information to reputable third-parties, but these statistics will not include any personally identifiable information. GR, LLC may also disclose information in special cases when we have a good faith belief that such action is necessary to: (a) conform to legal requirements or comply with legal process; (b) protect and enforce our rights or property; (c) enforce the website Terms and Conditions of Use or this Privacy Policy; (d) act to protect the interests of our users or others; (e) resolve disputes; or (f) troubleshoot website problems.

5. If, in connection with your use of a particular section or feature of the site, we ask to use your data in a way not described in this Privacy Policy and you do not wish to permit that use, you can choose not to use the particular section or feature of the site.

6. If you have voluntarily provided personally identifiable information, we may, from time to time, send you mail or e-mail regarding products and services.

7. Information Security: We exercise great care to protect your personally identifiable information. This includes, among other things, using commercially reasonable and industry standard security practices. Unfortunately, no data transmission over the Internet can be guaranteed to be completely secure. As a result, while we strive to protect your personally identifiable information, we cannot ensure or warrant the security of any information you transmit to us or receive from us or through one of our applications. This is especially true for information you transmit via e-mail. We have no way of protecting that information until it reaches us. Once we receive your transmission, we use what we believe are commercially reasonable effort to ensure its security on our servers.

8. Internally, we will restrict access to your personally identifiable information to employees or contractors who need access to the information to do their jobs. These employees and consultants are required to adhere to our privacy policies.

9. We will review our security arrangements with contractors from time to time as we deem appropriate.

10. Protecting Your Information: We recommend that you do not divulge your GR, LLC username or password to anyone. We will never ask you for your password in an unsolicited phone call or in an unsolicited e-mail. Also remember to sign out of the website and close your browser window when you have finished visiting our site. This is to ensure that others cannot access your personally identifiable information and correspondence if others have access to your computer.

11. Use of Cookies: This website, like many other commercial applications and websites, may utilize a standard technology called “cookies” to collect information about how our site is used. Cookies are designed to help a website operator determine that a particular user has visited the site previously and thus save and remember any preferences that may have been set while the user was browsing the site. Cookies are small strings of text that websites can send to your browser. Cookies cannot retrieve any other data from your hard drive or obtain your e-mail address. If you are simply browsing the website, a cookie may be used to identify your browser as one that has visited the site before. We may also make use of memory-based cookies in support of authenticating the user of certain GR, LLC website applications. Similarly, if you are a registered user of a site providing service to GR, LLC users (and have a username and password), such sites may use cookies to provide personalized information based on preferences you have indicated while using that site. Although you have the ability to modify your browser to either accept all cookies, notify you when a cookie is sent, or reject all cookies, it may not be possible to utilize, or utilize fully, such sites or services which require registration if you reject cookies.

12. Terms and Conditions: Please also visit our Terms of Use section, which sets forth the terms of use for this website and applications and other features (collectively, the “Applications”) available on the website, disclaimers, limitations of liability and other terms governing the use of this website and its applications and other features. These may be accessed by clicking here. If you are a registered user, your use of this website and the Applications is also subject the terms of the User Agreement entered into between you and GR, LLC.

13. Privacy Policy Changes: As noted above, we may change our privacy policies from time to time and we may also modify this Privacy Policy. If we plan to use your personally identifiable information in a manner different from that stated at the time of collection we will notify you via the e-mail address that you have provided to us or by other means that are reasonable under the circumstances. You will have a choice as to whether or not we use your information in this different manner.

14. Links to Other Sites: This website may contain links to other websites. While we seek to link only to sites that share our high standards and respect for privacy, we are not responsible for the privacy practices employed by, or the content contained on or accessible from, such other websites.

15. Ownership Changes: In the event that GR, LLC, its business or this website becomes owned or controlled by other individuals or entities, the information we have collected may be transferred to such other individuals or entities. In such an event, this Privacy Policy will continue to apply to the information gathered online about you through this site until you are notified otherwise or a change is made to this Privacy Policy and posted or notified as provided above.

16. Contact Information: If you have questions or concerns regarding this Privacy Policy, you should contact GR, LLC at: