THREE SHORT STEPS TO DECIDE, DESIGN AND FIND THE ANNUITY FOR YOU
How Annuities Help Investors Like You
Whether annuities are right for you.
These annuities provide guaranteed income for life or for a fixed period. They offer options to continue income to the beneficiary or a second annuitant.
Get a Quick Estimate for a basic form of annuity
|To get your questions about
Immediate Annuities answered, go to
|If you'd like to do your own
analysis, go to
|Current Income Learning Center|
WHAT EXPERTS SAY !
From a Pension Research Council paper
“An enduring empirical puzzle in the economics literature is why individuals so rarely purchase annuities to insure against length-of-life uncertainty, despite the substantial value that annuities have been shown to provide in standard life cycle models. This paper provides experimental evidence that individuals have difficulty valuing annuities, and this difficulty - rather than a preference for lump sums - can help explain observed low levels of annuity purchases.”
From The Wall Street Journal
"But for those grappling with investment losses, annuities today have an undeniable appeal. At first glance, they offer a way to restore some financial security to what are supposed to be your golden years. There is even evidence that retirees with regular paychecks are happier than those who rely exclusively on 401(k)s to supplement their Social Security."