By registering you will also receive quarterly Annuity Alerts that update your annuity information to reflect then current market conditions and your age. This could help you determine whether and/or when to purchase an annuity. See our privacy policy statement for how we handle your information.

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PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE OR THE APPLICATIONS AND OTHER FEATURES OFFERED THROUGH THIS WEBSITE. All users of this site agree that access to, and use of, this site and any of the applications and other available features are subject to these Terms and Conditions.

Golden Retirement, LLC (“GR, LLC”, “We”, “us”, “our”) provides this website (the “website” or “site”), and the applications and other features (collectively, the “Applications”) available on this website, for its registered and other permitted users. These Terms and Conditions of Use (the “Terms and Conditions”) help enable us to provide you with the information, Applications, other content and other features available through our site.

 

If you are a registered user, the terms of the User Agreement entered into between you and GR, LLC shall control in the event of any conflict between these Terms and Conditions and the User Agreement. If you do not agree to these Terms and Conditions, please do not use this site or any of the available Applications, services, or other features.

Scope of Access and Related Rights: Subject to the provisions of these Terms and Conditions, GR, LLC grants you a limited, revocable, non-exclusive, non-transferable right and sub-license to access and use solely for your own personal use (and not on behalf of any third party) this website and the Applications. You may not use this site on any basis for a third party, on any rental or timesharing basis, or where a third party is charged by you for the use of this site or the use of the Applications or the results of the Applications. You agree not to modify, adapt or translate any part of the site or the Applications, or reverse engineer, decompile, disassemble, or otherwise attempt to discern the source code of the Applications or this website. Further, you may not reproduce all or any portion of the Applications or this site. The Applications and this website are the intellectual property and confidential information of, and are owned by, GR, LLC. Certain areas of the site and certain Applications are only available for use by registered users and may also require a fee for use. If you become a registered user, additional terms and conditions will be applicable to your use of this site and the Applications.

Electronic Signature and Affirmations: At certain times during your use of the site and Applications on the site, you may be requested to accept or decline or otherwise acknowledge certain terms and conditions, agreements, notices and/or disclaimers. In each such instance, you agree that your clicking on the appropriate box, tab or other link shall constitute an electronic signature for purposes of your use of the site and the Applications and the electronic record thereof maintained by GR, LLC shall be considered conclusive evidence of whether you accepted, declined or otherwise acknowledged such matter, absent error by GR, LLC.

Website and Applications Updates: GR, LLC may, from time to time, update the Applications and this website, which updating shall be at GR, LLC’s sole discretion. GR, LLC shall have the right at any time, in its sole and absolute discretion, to modify or delete features and to change the operating interface of this website or in the Applications, or to change the hardware and computer system specifications necessary or recommended to operate or access the website and/or Applications. GR, LLC does not warrant the level of performance of the Applications, that newer versions of the website or Applications will continue to be accessible in a user’s specific operating environment unless that environment conforms with the specifications applicable to such new version, or that earlier versions of the website or Applications will continue to be accessible upon release of newer versions.

Termination: GR, LLC may terminate and disable your access to this website and the Applications at any time if you violate these Terms and Conditions. You agree that GR, LLC will not be liable to you or any third party for any termination or disabling of your use of this website or the Applications as a result of your failure to comply with these Terms and Conditions. If your use of our site is terminated or disabled for any reason, the provisions relating to Copyrights, Trademark, Warranty Disclaimers, Limitations of Liability, Indemnification and Miscellaneous, shall survive any such termination or disabling of access.

Disclaimers and Cautionary Notes: THIS SITE AND THE APPLICATIONS AVAILABLE ON OR THROUGH THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. GR, LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, CONCERNING THIS SITE, THE APPLICATIONS OR THE USE THEREOF, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. GR, LLC DOES NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE OR THE APPLICATIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT THE DEFECTS WILL BE CORRECTED, OR THAT THIS SITE, THE APPLICATIONS OR THE SERVER THAT MAKES THE SITE AND APPLICATIONS AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. GR, LLC DOES NOT MAKE ANY WARRANTIES OR REPRESENTATIONS REGARDING THE USE OF THE INFORMATION ACCESSIBLE THROUGH THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS, TIMELINESS, RELIABILITY OR OTHERWISE. SOME STATES DO NOT PERMIT CERTAIN LIMITATIONS OR EXCLUSIONS ON WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

GR, LLC IS NOT A REGISTERED INVESTMENT ADVISOR (“RIA’) AND IS THEREFORE PROHIBITED UNDER APPLICABLE STATE SECURITIES LAWS FROM OFFERING INDIVIDUALIZED INVESTMENT ADVICE THROUGH OUR WEBSITE AND, THEREFORE, WE ADVISE YOU THAT WE WILL NOT BE ABLE TO RESPOND TO ANY PERSONAL QUESTIONS ABOUT YOUR PARTICULAR INVESTING SITUATION.

WITH RESPECT TO ANY INFORMATION CONCERNING PERFORMANCE OF ANY FUNDS OR OTHER INVESTMENTS, WE CAUTION YOU THAT FUTURE PERFORMANCE MAY BE LOWER OR HIGHER THAN OUR EXPECTATIONS, AND THAT CURRENT PERFORMANCE MAY BE LOWER OR HIGHER THAN THE HISTORICAL PERFORMANCE AND HISTORICAL PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS. PRICE, VALUE, YIELD AND RETURN WILL VARY AND YOU MAY HAVE A GAIN OR LOSS WHEN YOU SELL.

 

Privacy Policy: We are diligent about protecting your privacy and that of other users of this website and the use of this website is subject to our Privacy Policy, which you may review by clicking here.

Copyright: The Applications and the entire contents included in this site, including but not limited to text, graphics or code, are protected by copyright under the laws of the United States and other applicable copyright laws, and are the property of GR, LLC. Copyright 2014 GR, LLC, with ALL RIGHTS RESERVED. You agree not to change or delete any proprietary notices from materials downloaded from this site.

Trademarks: All trademarks, service marks and trade names and logos of GR, LLC used in this site are trademarks or registered trademarks of GR, LLC. Other marks used on this site that have been posted by GR, LLC are the property of their respective owners and are used on this website under permission or other authorization. You should not post any trademarks, service marks, trade names or logos of any person or entity unless you are authorized to do so.

Applicability of Terms and Changes: These Terms and Conditions are applicable to you upon your accessing the site and/or completing the registration. You agree that GR, LLC may revise the provisions of these Terms and Conditions at any time; provided that if GR, LLC makes any revisions, GR, LLC will provide notice to you of such revisions, which notice may be given by any of the following means: (i) by the posting of a notice on a prominent screen or area within the go2income.com access menu or when you use an Application that requires you to expressly agree to the User Agreement or the Terms and Conditions (if you are not yet a registered user), (ii) by e-mail to the e-mail address that you provided to GR, LLC, (iii) by regular mail to the mailing address that you provided to GR, LLC, or (iv) by any other electronic or non-electronic means that GR, LLC believes is reasonably likely to alert you to such changes (which may be included by labeling the link on our website home page to these Terms and Conditions with the words “Updated User Terms” or similar wording, which will alert you to changes in these Terms and Conditions).

Additional Restrictions on Use: You agree that you will not utilize in any manner the site or the Applications, products or services we offer on our site:

  • To violate, whether intentionally or unintentionally, any applicable local, state, national or international law, rule or regulation including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, the rules of any securities exchange or other market system;
  • To upload, post, email, otherwise transmit, or post links to any material that is false, misleading, or designed to manipulate any security or to otherwise disclose any information that you do not have the right to disclose; and
  • To advertise, offer for sale or sell any securities whether registered or unregistered.

Indemnification: You agree to indemnify, defend, and hold harmless GR, LLC, its officers, directors, employees, agents, licensors and suppliers from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation by you of these Terms and Conditions or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the site or the Applications using your user account.

Third-Party Links: In an attempt to provide increased value to our visitors, GR, LLC may link to sites operated by third parties. However, even if the third party is affiliated with GR, LLC, GR, LLC has no control over these linked sites, all of which have separate privacy and data collection practices, independent of GR, LLC. These linked sites are only for your convenience and therefore you access them at your own risk. Nonetheless, GR, LLC seeks to protect the integrity of its website and the links placed upon it and therefore requests any feedback on not only its own site, but for sites it links to as well (including if a specific link does not work).

Notice and Address: GR, LLC may deliver notices to you concerning your activities on this site by means of e-mail, a general notice on the site, or by other reliable method to the address you have provided to GR, LLC.

GR, LLC’s email address is: info@GoldenRetirement.com


Miscellaneous: Your use of this site and the Applications shall be governed in all respects by the laws of the State of New York, U.S.A., without regard to choice of law provisions, and not by the U.N. Convention on Contracts for the International Sale of Goods. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to this site or the Applications shall be in the state or federal courts located in the borough of Manhattan in New York City. Any cause of action or claim you may have with respect to the site or the Applications must be commenced within one (1) year after the claim or cause of action arises. GR, LLC’s failure to insist upon or enforce strict performance of any provision of these Terms and Conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these Terms and Conditions. GR, LLC may assign its rights and duties under these Terms and Conditions to any party at any time without notice to you.